About

Let’s master money together!

Hi! I’m Haymar.

I’ve lived in Singapore for over 10 years — first as a student, now building my career here.

When I started my investment journey, I was overwhelmed. Too much information, none of it practical for my situation as a foreigner. I felt stuck.

That’s why I created The Simple Money Guide — to share straightforward, actionable personal finance advice based on real experiences in Singapore.

What you’ll find here: Banking • Investing • Budgeting • Brokerages • Tax Strategies • Wealth Building

Whether you’re a foreigner or local, just starting out or leveling up — I’m here to make personal finance less confusing and more achievable.

Let’s navigate this together.